Monday, June 26, 2006
Thursday, June 22, 2006
Challenging Question
Is it possible to get by on using freebies and samples? I sure hope so. Check out my list of freebie websites and groups.
Wednesday, June 21, 2006
Guide to Financial Freedom
Primerica Financial Services
Look in your local directory under "Primerica" for a representative. They will give you a complimentary Financial Needs Analysis and help you get out of debt. They are the marketing arm for CitiGroup companies. I'm a representative and can vouch for their "always do what's right for the client" policy.
Look in your local directory under "Primerica" for a representative. They will give you a complimentary Financial Needs Analysis and help you get out of debt. They are the marketing arm for CitiGroup companies. I'm a representative and can vouch for their "always do what's right for the client" policy.
Tuesday, June 20, 2006
A tip from the "Modern Girls Guide to Life Show"
They consulted a M.A.C. cosmetician on how to reuse old makeup. I take it a step further. I think the easiest way to break it down is combining the old to make new updated makeup.
This is what I do:
1. Scrounge up my saved mini containers: baby food jars, contact lense containers, etc.
2. Use powered makeup as "pigments"; ie: bronzers, blushes, eye shadow. Place close together in one area.
3. Gather your lotion remnants (those bottles sitting in your beauty cabinet that you haven't used for a while but can't bear to throw away). You can also use leftover sunscreen & vaseline (for lip colors.) Place together in an area next to the "pigments".
4. For the pigments that you are sure you're going to "revive": take them out of their packaged containers and makes sure you work out the clumps.
5. Use your imagination to combine the lotions with the pigments and put them in your minicontainers. (I.E. old blush mixed with vaseline = colored lipgloss)
6. To use up old lipstick: use a brush to get the stuff in the barrel. And if the color is not right, add a little of your new "colored lipgloss" to the old lipstick.
This is what I do:
1. Scrounge up my saved mini containers: baby food jars, contact lense containers, etc.
2. Use powered makeup as "pigments"; ie: bronzers, blushes, eye shadow. Place close together in one area.
3. Gather your lotion remnants (those bottles sitting in your beauty cabinet that you haven't used for a while but can't bear to throw away). You can also use leftover sunscreen & vaseline (for lip colors.) Place together in an area next to the "pigments".
4. For the pigments that you are sure you're going to "revive": take them out of their packaged containers and makes sure you work out the clumps.
5. Use your imagination to combine the lotions with the pigments and put them in your minicontainers. (I.E. old blush mixed with vaseline = colored lipgloss)
6. To use up old lipstick: use a brush to get the stuff in the barrel. And if the color is not right, add a little of your new "colored lipgloss" to the old lipstick.
Sunday, June 18, 2006
Impatience leads to non-frugal behavior
Sometimes I think that frugality has a religious tone to it. It's a way of life, a mindset, a discipline. Sometimes I feel like a monk- I live in abundance, want for nothing, need nothing.
Convenience, whimsy, impatience can derail your financial goals. But then again- there's always tomorrow to hop back on the frugal train. =)
Convenience, whimsy, impatience can derail your financial goals. But then again- there's always tomorrow to hop back on the frugal train. =)
Saturday, June 17, 2006
Disdain for SAHMs?
Let's face it. A lot of frugal families have SAHMs. But does staying at home require/impune frugality on a family that loves carefree living? It's a matter of opinion and perspective in my mind.
I admit that frugality can be tiring at times- but I feel that it's always worth it. But let's consider a terrible thought: should SAHMs be scorned for their frugality. And in a way, wouldn't negativity about this issue really say that some people don't value what stay at home mothers do? It's a horrifying thought to me.
I do realize that there are mannies out there...but few and far between. But is that also saying that men would only do our job if they were paid? And that they see no rewards, benefits of or even value to our "contributions"? In the same token, you don't see many men jumping to "volunteer" to share or take over our "worthless duties". So, being a logical person, I came to the conclusion that some men out there expect us to take all of the household duties, child rearing duties AND work?
I admit that I feel a lot of guilt for not bringing in the income I'm expected to make. But it really gets me mad that there are a lot of other SAHMs that feel guilt too. That means that we don't give ourselves credit/worth, OR that our male counterparts are imparting negativity within our family system.
This has to stop!
CHECK OUT http://www.flylady.net
She thinks we have some mending to do- within ourselves
I admit that frugality can be tiring at times- but I feel that it's always worth it. But let's consider a terrible thought: should SAHMs be scorned for their frugality. And in a way, wouldn't negativity about this issue really say that some people don't value what stay at home mothers do? It's a horrifying thought to me.
I do realize that there are mannies out there...but few and far between. But is that also saying that men would only do our job if they were paid? And that they see no rewards, benefits of or even value to our "contributions"? In the same token, you don't see many men jumping to "volunteer" to share or take over our "worthless duties". So, being a logical person, I came to the conclusion that some men out there expect us to take all of the household duties, child rearing duties AND work?
I admit that I feel a lot of guilt for not bringing in the income I'm expected to make. But it really gets me mad that there are a lot of other SAHMs that feel guilt too. That means that we don't give ourselves credit/worth, OR that our male counterparts are imparting negativity within our family system.
This has to stop!
CHECK OUT http://www.flylady.net
She thinks we have some mending to do- within ourselves
Friday, June 16, 2006
Uses for empty contact lense cases
* Spare buttons for the suitcase
* loose powder/ broken eye shadows or blush for your purse
* baby powder and vaseline for the baby bag
* lipstick or lipgloss left in the "holder"
* spare change in purse
* jewelry in your purse or suitcase
* prescription medications
* finger paints
* storing plant seed for next year
* scrapbooking sequins, and hardware
Rack your mind...there have to be many more uses out there...
* loose powder/ broken eye shadows or blush for your purse
* baby powder and vaseline for the baby bag
* lipstick or lipgloss left in the "holder"
* spare change in purse
* jewelry in your purse or suitcase
* prescription medications
* finger paints
* storing plant seed for next year
* scrapbooking sequins, and hardware
Rack your mind...there have to be many more uses out there...
Overloaded by baby jars?
Here are some ideas to reuse those abundant and itsy-bitsy jars by place.
Garage:
* for nail/screw/supply storage. You could nail the tops to a shelf for easy organization/viewing.
Kitchen:
* to store your own grown and dried herbs
* convenient take with food containers
* store your own infused salad/cooking oils
Craft room:
* beads, button, thread, etc storage,
* scrapbooking materials
Bathroom:
* loose powder
* makeup brush holders
Garage:
* for nail/screw/supply storage. You could nail the tops to a shelf for easy organization/viewing.
Kitchen:
* to store your own grown and dried herbs
* convenient take with food containers
* store your own infused salad/cooking oils
Craft room:
* beads, button, thread, etc storage,
* scrapbooking materials
Bathroom:
* loose powder
* makeup brush holders